Blind Alleys

 

1024px-Calle_Florinda_Casco_Antiguo_historico_Jerez_de_la_Frontera_01_edited
Florinda St Jerez by Jerezplataforma via Wikimedia Commons

 

 

Don’t follow your instinct blindly!  Why not, you ask?   How many times does your instinct scream, “Danger! Danger!”  How many times do you think the sun is shining, and the idea that anything bad can happen just doesn’t enter your head?  There are those times when the appearance of a situation does not match the reality.  Better to keep your eyes open, and behave with caution.   Mostly things turn out just fine, and our worry is needless anxiety.

Recently we considered a “land contract” on our mobile home.  There was this little whisper that just kept nagging that I really should not accept the deal.  What this simply my ever present anxiety?  For those not versed in such things, a land contract is where the seller is the lender, and maintains a lean on the property.  Research is what I do, so I got on the computer and researched the heck out of land contract.  I even wrote up a very nice contract, putting every protection I could think of into the contract.

I just wasn’t satisfied.  I couldn’t shake the feeling that accepting the offer would be great for them, and bad for us.  I know us, and I know we would treat the buyers well and not take undue advantage of the situation.  An advantage like using their home, that we would retain title to, as collateral on another loan, and then default!  My problem is, I just don’t really know them.  Will they stop paying, have to be evicted, take us to court in an effort to get back part of their down payment, and leave the place a worthless mess?

All indications are that the earnest young buyers are exactly what they appear to be, good honest people just looking for a home for their children.  They have saved a significant down payment, and my first instinct was to help them get a home.  Getting a full price offer and earning a little interest in addition seemed like a good deal.

A land contract could be a good deal, for someone who can patiently wait five or more years to see how everything turns out.  Unfortunately for our earnest young buyers, we have survived a couple of bad financial decisions before.  (Financial decisions that looked good and sucked in people far more financially knowledgeable than we were.)   I am not comfortable with this risk, when it would require that I borrow additional money myself, for my own housing needs.

I’m not saying you should never take a risk.  If I was better able to tolerate uncertainty, and not incur additional expenses of my own, I might have made the choice to accept the land contract deal.

Some risks pay off, like sleeping our our boat on a clear starry night for the first time, or going down an alley and going around the curve to find a beautiful restaurant with an outdoor area for eating, overlooking a cheerful square full of happy people.

You never know what you will find when you take a risk, so keep your eyes open for the unexpected.

*Note:  Sometimes you find a photo to match your topic, and sometimes you shape your topic to match your available photo.  Many of the photos used in my blog are my own, but sometimes I need to reach beyond my own collection of photographs.  Wikimedia Commons is a wonderful resource for open stock photos.  This is also a good place to share your photographs with others.  Have fun checking them out.

 

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Create a free website or blog at WordPress.com.

Up ↑

Darryl Callahan Media

The Canadian Bearded Blogger & Broadcaster. Bringing All Media Content To One Pace.

Elena Peters

midlife blogger & pinterest master

WELCOME TO CRYSTAL'S SITE(ORIGINALLY COUNTRY LIVING)

FAMILY, COUNTRY LIVING, ANIMALS AND MORE

Suzie Speaks

The Adventures Of a Thirty-Something Life

Phenderson Djèlí Clark

The Musings of a Disgruntled Haradrim . . .

The Ethical Traveller

Find your own happiness & stay there

Ravi'S Blog

Java Fever

scauthor

The greatest WordPress.com site in all the land!

Sometimes Stellar Storyteller

Writing by numbers, outside of the lines

lifelessons - a blog by Judy Dykstra-Brown

Reflections on Life through poetry, essays and photos

The Leafy Paw

On the Soul of the World • Amber MV

From Sand to Gemstones

Refining Life's Ragged Edges

helen meikle's scribblefest

writer editor proofreader

Lost Property Repository

The Repository of the lost and wordless

Windblownwords

A blog about living and writing.

April's Perspective

looking at news and our lives

The Gad About Town

All posts copyright 2013–2017 by Mark Aldrich.

The Blog Propellant

Prompts to give your writing a little propulsion

artifiswords

This is where I use my words...and share with you

Boringbug

An ongoing collection of blogs and updates to flex your reading muscles.

Hot White Snow

A site for my creative writing endeavors, writing prompt responses, and experimentation.

DESIGNWITHFLAIR

creativity inspired by the spontaneity of scribble

%d bloggers like this: